[Remote] Senior Credit Analyst

Note: The job is a remote job and is open to candidates in USA. EQB Inc. is a challenger bank that aims to build innovative financial solutions for Canadians. The Senior Credit Analyst will be responsible for mid-ticket credit adjudication, managing complex deals, and working closely with broker partners to ensure successful deal closures while maintaining acceptable default and loss standards.

Responsibilities

• Responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all Bennington brands (Equirex, Kempenfelt and Bodkin)
• Work with broker partners on each approval until such time as the deal closes
• Make structural changes to the approval, negotiating rates and terms to ensure the deal closes and Bennington’s best interests are achieved
• Maintain acceptable default and loss standards as determined by the Bennington senior management team

Skills

• Minimum of 10+ years of direct credit analysis experience, ideally in the Leasing sector
• Knowledge of Canadian lease structures and leasing processes
• In-depth ability to read and interpret financial statements
• Attention to accuracy and detail
• Willingness and ability to find a solution with a can do attitude
• Ability to learn and adapt quickly
• Ability to remain calm under pressure in a deadline oriented environment
• Ability to effectively manage competing priorities and timelines
• Ability to interact and communicate effectively with internal and external customers
• Ability to work independently without direct supervision
• Proficient in Word and Excel
• Ability to learn new systems quickly
• A university or college degree with a main subject area in Business or Finance (or equivalent relevant experience)
• Bilingualism in English and French

Benefits

• Competitive discretionary bonus
• Market leading RRSP match program
• Medical, dental, vision, life, and disability benefits
• Employee Share Purchase Plan
• Maternity/Parental top-up while you care for your little one
• Generous vacation policy and personal days
• Virtual events to connect with your fellow colleagues

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