Community Mortgage Loan Officer

Job Description:

• Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
• Takes residential mortgage loan applications and communicates underwriting decisions
• Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers
• Researches organizations and agencies within assigned geographic area
• Establishes relationships with nonprofit organizations, realtors, and housing offices to generate referrals
• Represents the bank in community-based meetings and initiatives
• Explains variety of mortgage products and services available
• Guides customers through the mortgage application process
• Communicates regularly with customers, underwriters, and others to ensure application process proceeds as planned
• Sells and originates residential mortgage loans according to established policies

Requirements:

• Bachelor’s degree or progressive work experience in addition to experience below
• 3+ years related experience required
• Self-directed, ability to plan own activities to achieve sales goals
• Excellent time management skills
• PC skills, including knowledge of mortgage origination and automated underwriting systems
• Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
• Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
• Demonstrated sales ability
• In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
• Minimum target annual loan originations of 48 LMI/multicultural units

Benefits:

• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition

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